After a certain period, some consumers may prefer to revoke the consents they consents/sharing arrangements they granted the Data Recipients to access account data. In WSO2 Open Banking, you can manage and revoke these consents/sharing arrangements as follows:
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The consent management dashboards comply with the Consumer Experience (CX) Standards and CX Guidelines in the Consumer Data Standards. |
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Revoking consents
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/sharing arrangements by consumers
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Configure the Consent Management application to try out the Consent Manager Portal.
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Go to the Consent Manager portal at
https://<WSO2_OB_IAM_HOST>:9446/consentmgt
.- Enter the username and password provided by the bank. Click Continue.
In the Consent Manager portal's home page, you can view a list of consents/sharing arrangements you have granted access to account information.
Their status is displayed to the right of the selected CDR Arrangement ID. Available statuses are Rejected, Awaiting authorisation, Authorised, and Revoked.Select a CDR Arrangement ID to view its details.
A consumer can grant permissions to these sharing arrangements.
Expand title Click here to see the available permissions. The table below defines the available permissions with the corresponding authorisation scope and the actual data the consent has access to.
Permission name Authorisation scope Data Organisation profile common:customer.basic:read - Agent name and role
- Organisation name
- Organisation numbers (ABN or ACN)
- Charity status
- Establishment date
- Industry
- Organisation type
- Country of registration
Organisation contact details common:customer.detail:read - Organisation address
- Mail address
- Phone number
Organisation profile and contact details common:customer.detail:read - Agent name and role
- Organisation name
- Organisation numbers (ABN or ACN)
- Charity status
- Establishment date
- Industry
- Organisation type
- Country of registration
- Organisation address
- Mail address
- Phone number
Account name, type and balance bank:accounts.basic:read - Name of account
- Type of account
- Account balance
Account numbers and features bank:accounts.detail:read - Account number
- Interest rates
- Fees
- Discounts
- Account terms
- Account mail address
Account balance and details bank:accounts.detail:read - Name of account
- Type of account
- Account balance
- Account number
- Interest rates
- Fees
- Discounts
- Account terms
- Account mail address
Transaction details bank:transactions:read - Incoming and outgoing transactions
- Amounts
- Dates
- Descriptions of transactions
- Who you have sent money to and received money from; (For example, their name, BSB, account number)
Direct debits and scheduled payments bank:regular_payments:read - Direct debits
- Scheduled payments
Saved payees bank:payees:read Names and details of accounts you have saved (For example, their BSB and Account Number, BPay CRN and Biller code, or NPP PayID) If the consumer wants to stop the sharing arrangement with the Data Recipient, click Stop sharing.
Optionally, you can enter a reason for the revocation.
Tip Revocation reasons help you to find more information later. It is not mandatory to provide a reason for revocation.
Click Revoke to confirm the revocation.
The status of the CDR Arrangement ID is now changed to Revoked.
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Revoking consents
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/sharing arrangements by Customer Care Representatives
The WSO2 Open Banking Customer Care portal enables the Customer Care Representatives to revoke the sharing arrangement on behalf of the consumers.
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