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About this Release

WSO2 Open Banking provides the technology requirements that banks need in order to become regulatory-compliant (Payment Service Directive 2 (PSD2), Consumer Data Standards (CDS)) and digitally transformed. It combines the technical capabilities of WSO2 API Manager, WSO2 Identity Server, WSO2 Stream Processor, and WSO2 Enterprise Integrator with PSD2 and CDS specific feature customisations to quickly satisfy open banking requirements. 

For more information on WSO2 Open Banking, see the overview and architecture pages in our documentation and the product page.

What is new in this release

The WSO2 Open Banking version 1.5.0 is the successor of version 1.4.0. It contains the following new features and enhancements:

Updates to the AU solution

The solution is now compliant with CDS API v1.2.0. It supports the following features:

Updates to the UK solution

The solution is compliant with the following conformance test suites:

  • Support for following UK-specific APIs:

    • Account Initiation API v3.1.1.

    • UK Payment Initiation API v3.1.1.

    • UK Confirmation of Funds API v3.1.1.

Updates to the Berlin solution

The solution is now compliant with NEXTGEN PSD2 API v1.3.4. It supports the following features:

  • Support for the following Berlin-specific APIs:

    • Accounts Information Service v1.3.

    • Payment Initiation Service v1.3.

    • Confirmation of Funds Service v1.3.
  • Frequency per day throttling.
    • Extended the FrequencyPerDay parameter to clarify the frequency that addresses only the read account data requests (GET /accounts/{account-id}) without Payment Service User's involvement.

Supports non-regulatory APIs

What has changed in this release

  • Added the paymentInformationId field to the JSON structure of bulk-payments in the Berlin-compliant solution.
  • As per the Berlin Group NextGenPSD2, when the response body is deleted from the payment cancellation request (DELETE /{payment-service}/{payment-product}/{paymentId}), it generates a 204 instead of 201 error message in the Berlin-compliant solution.

Deprecated features and functionalities

The following features and functionalities are deprecated in WSO2 Open Banking 1.5.0 and will be unavailable from the next release (Open Banking 2.0.0):