Funds Confirmation Consent API for UK

Consent Management APIs provide the capability to manage consents in a web application, on behalf of an end-user. A banking service consumer/ Account Servicing Payment Service Provider (ASPSP) may need to develop their own web application or use their own mechanism to deploy the consent management capabilities. At this point, a service provider needs a way to directly present consent resources to the end-user. In order to cater to this requirement, those consent capabilities (for example, consent creation/consent deletion) are presented as API resources in the Consent Management APIs.

In the Confirmation of Funds API flow, the consent is managed between the PSU and the ASPSP. The PSU provides consent to their ASPSP to respond to confirmation of funds requests from a Card-Based Payment Instrument Issuer (CBPII). To achieve this, there are several API resources available.